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Loan Rates
Effective 10/11/ 2008 |
| New Vehicles |
Up to 60 Months |
100% Financing |
5.25%-10.75% |
| Used Vehicles (2001 - 06) |
Up to 60 Months |
Retail Value |
5.50%-13.15% |
| Used Vehicles (92 -
2000) |
48 Month Max |
Retail Value |
6.25%-15.65% |
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* Exceptions |
| Vehicles over $25,000 |
72 Month Max - New Only |
100% Financing |
6.25%-11.75% |
| Vehicles over $50,000 |
Addressed on
an individual basis |
| Share Secured |
3% over Dividend |
3.50%* |
| Signature |
Up to 36 Months |
9.90%-17.00% |
Home Equity LOC
(Adjusts Annually) |
Up to 120 Months |
7.50%** |
Home Equity LOC
(Adjusts Semiannually) |
Up to 120
Months |
6.00% |
*APR=Annual Percentage
Rate. These are our best rates for qualified members. Your rate may
vary, depending on the loan options you choose, your credit background,
and any discounts that may be available.
** Home Equity Line of Credit is a variable rate loan,
adjusted every six months, based on the Six Month Treasury Bill Rate
(Auction High). Contact the Credit Union for more information.
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Share and
Certificate Rates
Paid 03/31 2008 |
| Regular Shares |
Rate |
APY* |
| $50.00 - $99.99 |
.50 |
.50 |
| $100.00 - $1,999.99 |
.75 |
.75 |
| $2000.00 - $4,999.99 |
1.00 |
1.00 |
| $5000.00 - $49,999.99 |
1.25 |
1.26 |
| Over $50,000.00 |
1.50 |
1.51 |
| Auxiliary Accounts |
.25 |
.25 |
| Vacation Club |
.25 |
.25 |
| Christmas Club |
.25 |
.25 |
| Share Draft |
.25 |
.25 |
| IRA Shares |
1.50 |
1.51 |
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IRA & Share Certificates
($1,000.00 min) |
| Amount |
12 Mo. |
24 Mo. |
36 Mo. |
| $1000 - $9,999.99 |
2.57 A1 |
2.78 A2 |
2.98 A3 |
| $10,000 - $24,999.99 |
2.88 B1 |
3.19 B2 |
3.49 B3 |
| $25,000 & over |
3.19 C1 |
3.60 C2 |
4.01 C3 |
| SPECIAL |
10 Mo. |
3.19 |
$5000 min. |
| *APY=Annual Percentage Yield |
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